Note: Credit Counseling must be obtained prior to filing Bankruptcy and EXHIBIT D  TO OFFICIAL FORM 1 MUST BE FILED WITH THE BANKRUPTCY PETITION by each individual debtor. In order to be excepted from filing the certificate of credit counseling, a debtor must either (1) submit a different certificate describing exigent circumstances that merit waiver of the requirement and also states the debtor requested credit counseling but was unable to obtain credit counseling during the 5-day period before filing; OR (2) request, in writing, and provide notice that the debtor is unable to obtain credit counseling because of incapacity, disability or active military duty in a military combat zone.

Documents Required WITH the Petition (Minimum Filing Requirements)

1. Voluntary Petition and Schedules to be submitted in the following order (Original plus 1 copy)

   • Form B1: Voluntary Petition Form - Signatures of debtor(s) and attorney are required at the time of filing
   • Exhibit D to Form B1-Individual Debtor's Statement of Compliance with Credit Counseling Requirement. Exhibit D must be filed WITH the petition. The Certificate of Credit Counseling must be filed with the petition or within 15 days. If applicable, a 109(h)(3) certification and motion or a 109(h)(4) request must be filed WITH the petition. (If debtor is an individual)
     
   • Form B21: Statement of Social Security Number (If debtor is an individual)
   • Form B280: Disclosure of Compensation of Bankruptcy Petition Preparer
     
     If Filed by Non-Attorney Bankruptcy Petition Preparer: The following documents are required in addition to those above.
     
     
   • Form B19: Declaration and Signature of Non-Attorney Bankruptcy Petition Preparer
     
     
2. List of all creditors

• E-Filers: Upload a creditor matrix file in text format (ex: smith.txt)
• Pro Se: You may file the creditor matrix in paper format, or submit the file on a 3.5" floppy diskette or compact disk (CD) in text format (ex: smith.txt)

3. $299.00 Filing Fee

• E-Filers: Payment must be made electronically with a credit or debit card
• Pro Se: Payment must be made by Money Order, Cashier’s Check or Cash
  
  - Exact change is required
  - No Personal checks from debtors are accepted

If Paying in Installments: (Debtor must be an individual)

• Form B3A: Application to Pay Filing Fee in Installments ($75.00, $75.00, $149.00)
  
  NOTE: The Application must be signed by both debtors if it is a joint petition. Title 28 Sec. 1930(a).

If Requesting Waiver of Fees: (Debtor must be an individual)

• Form B3B: Application for Waiver of Chapter 7 Filing Fee

Documents Due With the Petition or Within 15 Days of Filing

• Form B201: Notice to Individual Consumer Debtor Under §342(b) of the Bankruptcy Code
• Form B6: Summary of Schedules
• Form B6: Statistical Summary of Certain Liabilities (If debtor is an individual)
• Form B6A: Schedule A - Real Property
• Form B6B: Schedule B - Personal Property
• Form B6C: Schedule C - Property Claimed as exempt
• Form B6D: Schedule D - Creditors Holding Secured Claims
• Form B6E: Schedule E - Creditors Holding Unsecured Priority Claims
• Form B6F: Schedule F - Creditors Holding Unsecured Nonpriority Claims
• Form B6G: Schedule G - Executory Contracts and Unexpired Leases
• Form B6H: Schedule H - CoDebtors
• Form B6I: Schedule I - Current Income of Individual Debtor(s)
• Form B6J: Schedule J - Current Expenditures of Individual Debtor(s)
• Form B6: Declaration Concerning Debtor’s Schedules
• Form B7: Statement of Financial Affairs
• Form B203: Disclosure of Compensation of Attorney for Debtor(s)
• Verification of Creditor Matrix and list of creditors (creditor matrix)
• Form B22A: Statement of Current Monthly Income and Means Test Calculation (If debtor is an individual)
• Declaration Re: Electronic Filing (If E-Filed only)

If Filed by Non-Attorney Bankruptcy Petition Preparer: The following document are required in addition to those above.

• Form B19: Declaration and Signature of Non-Attorney Bankruptcy Petition Preparer

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Documents due 7 days before the date first set for the §341 Meeting of Creditors

• Provide to the trustee a copy of the Federal Income tax return or transcript for the most recent tax year ending before filing.

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Documents due within 30 days or by the date first set for the §341 Meeting of Creditors, whichever is earlier

• Form B8: Chapter 7 Individual Debtor’s Statement of Intention (If debtor is an individual)

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Documents due before the discharge is granted (Must be filed within 45 days after the §341 Meeting of Creditors)

• Form B23: Debtor's Certification of Completion of Instructional Course Concerning Financial Management (if debtor is an individual)