Local Rule 4002. DUTIES OF CHAPTER 13 DEBTORS BEFORE COMPLETING THEIR PLAN

(a) Transfers of property and new debt. Debtors are prohibited from transferring, selling, or otherwise disposing of any nonexempt personal property with a value of $1,000 or more or nonexempt real property with a value of $5,000 or more without court approval. Except as provided in 11 U.S.C. § 364 and § 1304, debtors may not incur new debt exceeding $1,000 without court approval.

(b) Insurance. Debtors must maintain insurance as required by any law, contract, or security agreement.

(c) Support payments. Debtors must maintain direct ongoing child or spousal support payments.

(d) Compliance with applicable nonbankruptcy law. Chapter 13 debtors must conduct their financial and business affairs in accordance with applicable nonbankruptcy law. This duty includes, but is not limited to, filing tax returns and paying taxes.

(e) Wage order. A debtor may request an order from the court directing debtor to obtain a voluntary wage deduction from his or her employer for payments to be made directly to the chapter 13 trustee. The order will request debtor to obtain the wage deduction within fourteen (14) days of entry of the order. A request for wage order must be made by filing with the court an ex parte application and a proposed order using the court’s local form. Additionally, if a debtor becomes delinquent with chapter 13 plan payments, the chapter 13 trustee may direct the debtor in writing to obtain a wage order from the court, and debtor must request the wage order within twenty-eight (28) days of the trustee’s written directive. If the debtor fails to timely request the wage order, the chapter 13 trustee may seek appropriate relief from the court, including dismissal or conversion of the case.