Post Judgment Interest Rates

Under 28 U.S.C. § 1961, the post-judgment interest rate is equal to the weekly average 1-year Treasury constant maturity yield for the calendar week preceding the date of judgment, as published by the Federal Reserve System each Monday for the preceding week (unless that day is a holiday in which case the rate is published on the next business day).

Interest accrues from the date of entry of judgment at the rate in effect for the preceding week.

See also: Post-Judgment Interest Rate (US Courts)

Post-Judgment Interest Rate Tables

The court provides the following historical post-judgment interest rate tables.

Post-judgment interest rates in these tables are based on the weekly average 1-year Treasury constant maturity yield published by the Federal Reserve in the H.15 Selected Interest Rates release.

Determine the Post Judgment Interest Rate

  1. Identify the date the judgment was entered.
  2. Locate the calendar week preceding the judgment date.
  3. Open the appropriate Post-Judgment Interest Rate Table.
  4. Find the week ending immediately before the judgment date.
    Note: If the judgment date is the same as the Federal Reserve release date, the prior week’s rate should be used, because the release is considered issued at the close of business on the release date.
  5. The rate listed for that week is the applicable post-judgment interest rate.

Calculate the Post-Judgment Interest Rate

  1. Determine the applicable interest rate.
    Locate the judgment date in the table and identify the corresponding post-judgment interest rate.
  2. Calculate the daily interest amount.
    Multiply the judgment amount by the applicable interest rate, then divide by 365.
    Example: Daily Interest = (Judgment Amount × Interest Rate) ÷ 365
  3. Calculate the number of days since the judgment was entered.
    Count the number of days between the judgment date and the payment date.
  4. Calculate accrued interest.
    Multiply the daily interest amount (Step 2) by the number of days (Step 3).
    Example: Accrued Interest = Daily Interest Amount × Number of Days
  5. Add accrued interest (Step 4) to judgment amount.
    The result is the total amount due as of the selected payoff date.
    Example: Total Amount Due = Accrued Interest + Judgment Amount

*Post-judgment interest accrues only on the unpaid balance of the judgment**